How it works
How high risk payment processing approval works
Getting approved as a high risk business is about presenting the right file to the right bank. Here's the process, step by step.
Send your application
Share your business details, industry, monthly volume and processing history. It's free and doesn't commit you to anything.
Review and document check
We review your website, policies and documents, and tell you about anything banks are likely to ask for before your file goes out.
Bank matching and underwriting
Your application is presented to acquiring banks and payment partners that approve your industry and region. Underwriters review your risk profile and set terms.
Approval and terms
You receive the offer — rates, any reserve and settlement schedule — and choose whether to accept.
Integration
Connect through a payment gateway, hosted checkout, e-commerce plugin or API, depending on your platform.
Go live and stay healthy
Start processing, with ongoing help monitoring chargebacks and adding accounts or regions as you grow.
Ready to get approved?
Tell us about your business. Applying is free and takes about three minutes.