Travel & Subscriptions · High risk
Subscription & Recurring Billing Merchant Accounts
Recurring billing is great for revenue but card networks watch it closely, especially when free trials or automatic renewals are involved. We help subscription businesses secure processing that keeps recurring revenue flowing.
Why Subscriptions is considered high risk
- Forgotten renewals lead to disputes and chargebacks.
- Card networks have specific rules for trials and negative-option billing.
- Dating and membership sites often face fraud and friendly fraud.
- High monthly volume can build up quickly.
What we can set up for you
- Recurring and card-on-file billing
- Account updater and retry logic support via partners
- Chargeback alerts to resolve disputes before they count
- Multiple merchant accounts for load balancing
- Guidance on compliant trial and renewal flows
Getting approved
What you'll need to apply for Subscriptions processing
Having these ready makes underwriting faster. Missing something? Apply anyway — we'll tell you what's needed.
- Business registration and ownership documents
- Subscription terms, cancellation and refund policies
- Recent processing statements with chargeback ratios
- Checkout and sign-up flow screenshots
- Marketing and traffic sources
Subscriptions payment processing FAQ
Other industries
CBD & Nutraceuticals
CBD
Oils, edibles, topicals and hemp-derived products — online and in store.
CBD & Nutraceuticals
Nutraceuticals
Supplements, vitamins, sports nutrition and wellness products.
iGaming & Adult
iGaming
Licensed casinos, sportsbooks, lotteries, fantasy sports and skill gaming.
Get your Subscriptions merchant account
Tell us about your business. Applying is free and takes about three minutes.