HRHigh RiskPayment Processing

iGaming & Adult · High risk

Adult Payment Processing & Adult Merchant Accounts

Adult businesses are among the first to be turned away by mainstream processors. We help adult merchants find acquiring banks that understand the industry and its compliance requirements, with discreet billing descriptors and support for subscriptions.

Why Adult is considered high risk

  • Card networks apply strict content, consent and age-verification rules.
  • Chargebacks from billing confusion are common.
  • Reputational concerns limit the number of willing banks.
  • Network registration is required for many adult business models.

What we can set up for you

  • Merchant accounts for adult content and retail
  • Recurring billing for memberships
  • Discreet billing descriptors
  • Guidance on card network registration requirements
  • Chargeback and fraud monitoring tools

Getting approved

What you'll need to apply for Adult processing

Having these ready makes underwriting faster. Missing something? Apply anyway — we'll tell you what's needed.

  • Business registration and ownership documents
  • Content moderation and age-verification policies
  • Terms of service, refund and cancellation policies
  • Processing history, if available
  • Website or platform access for review

Adult payment processing FAQ

Other industries

Get your Adult merchant account

Tell us about your business. Applying is free and takes about three minutes.

Start your application